Capitalize.io

Capitalize.io is an innovative AI-driven commercial real estate finance platform founded in 2024 by Luke Morris (co-founder of Crexi), Soren Craig, and experienced CRE professionals and engineers, headquartered in Newport Beach, California with offices in Los Angeles. The company launched officially with seed funding backed by Lerer Hippeau, Sway Ventures, FJ Labs, Treasury, and prominent fintech leaders including co-founders of Acorns and Betterment. Capitalize has already signed over 250 paying companies and is on track to surpass $1 million in annual recurring revenue by year-end. The platform addresses the historic $3.1 trillion in CRE debt projected to mature by 2027, providing brokers and lenders with modern tools to navigate refinancing challenges amid elevated interest rates and constrained capital markets. Capitalize's flagship offering includes proprietary AI agents purpose-built for CRE finance that aggregate and integrate structured, semi-structured, and unstructured data sources including loan documents, mortgage records, PDFs, and public filings. The AI engines provide rapid access to the most pertinent loans, borrowers, and lender activities, automating extensive manual research that is traditionally labor-intensive. The platform achieves 7x improvement in accuracy for identifying relevant contact details compared to conventional databases, reducing task duration from hours to mere seconds. It accommodates all types of CRE assets including multifamily, industrial, hospitality, and office spaces, and features profiles on 100,000+ lenders encompassing banks, credit unions, private money sources, and debt funds.